These are outdated, but dental work could be expensive. But there are so many plan you can join. For student, you should consult your councilor. For locals, we all have medical plan and mostly pays just the copay, and that is....
That is why you need insurance over here in the US. I bet the cost in other area should be similar but somehow the Government is sponsoring most of the cost, for an example, cost in Hong Kong is getting just like US now.